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Student credit cards in Canada

Official issuer hubs for student cards — not a live rate database and not approval advice.

Always confirm annual fees, welcome offers, and eligibility on the issuer site. WealthNutz does not invent APRs or approval odds.

Read the short student cards guide

Canada student cards snapshot

Fees and welcome offers change. Figures shown as “See issuer” mean confirm on the official card page before you apply.

RBC student credit cards

Annual fee
See issuer
Advertised welcome
See issuer
Eligibility
Post-secondary students — confirm on RBC
Network
Visa / Mastercard
See RBC student cards

TD credit cards for students

Annual fee
See issuer
Advertised welcome
See issuer
Eligibility
Students — confirm on TD
Network
Visa
See TD student cards

Scotiabank student credit cards

Annual fee
See issuer
Advertised welcome
See issuer
Eligibility
Students — confirm on Scotiabank
Network
Visa / Amex
See Scotiabank student cards

BMO student credit cards

Annual fee
See issuer
Advertised welcome
See issuer
Eligibility
Ages 18–24 at a recognized school — confirm on BMO
Network
Mastercard
See BMO student cards

CIBC student credit cards

Annual fee
See issuer
Advertised welcome
See issuer
Eligibility
Post-secondary students — confirm on CIBC
Network
Visa / Mastercard
See CIBC student cards

Student card options

Links go to official issuer pages. Save any card you want to revisit in this browser.

Curated pick

RBC student credit cards

Annual fee
See issuer
Advertised welcome
See issuer
Student eligibility
Post-secondary students — confirm on RBC
Network
Visa / Mastercard

RBC’s student cards page covers student-friendly Visa and Mastercard options for building credit. Confirm annual fees, welcome offers, and eligibility on the official site.

Confirm terms on the official issuer site.

See RBC student cards
Curated pick

TD credit cards for students

Annual fee
See issuer
Advertised welcome
See issuer
Student eligibility
Students — confirm on TD
Network
Visa

TD’s student credit cards page lists Cash Back, Rewards, and other options marketed to students. Confirm fees, offers, and eligibility on the official site.

Confirm terms on the official issuer site.

See TD student cards
Curated pick

Scotiabank student credit cards

Annual fee
See issuer
Advertised welcome
See issuer
Student eligibility
Students — confirm on Scotiabank
Network
Visa / Amex

Scotiabank’s student credit cards hub covers Scene+ and Momentum student options. Confirm fees, offers, and eligibility on the official site.

Confirm terms on the official issuer site.

See Scotiabank student cards
Curated pick

BMO student credit cards

Annual fee
See issuer
Advertised welcome
See issuer
Student eligibility
Ages 18–24 at a recognized school — confirm on BMO
Network
Mastercard

BMO’s student credit cards page covers no-annual-fee student options for building credit. Confirm cash-back terms and eligibility on the official site.

Confirm terms on the official issuer site.

See BMO student cards
Curated pick

CIBC student credit cards

Annual fee
See issuer
Advertised welcome
See issuer
Student eligibility
Post-secondary students — confirm on CIBC
Network
Visa / Mastercard

CIBC’s student cards hub lists Dividend, Adapta, Aventura, and other student options. Confirm fees, welcome offers, and eligibility on the official site.

Confirm terms on the official issuer site.

See CIBC student cards

Official student aid first

Credit cards are optional. Start with government aid hubs — these links are not affiliates.