Guides

Student credit cards in Canada

Updated September 2026

This short guide points to official issuer hubs (RBC, TD, Scotiabank, BMO, CIBC). It is not approval advice and does not invent APRs. Always confirm annual fees and welcome offers on the bank site.

Canada student cards snapshot

Fees and welcome offers change. Figures shown as “See issuer” mean confirm on the official card page before you apply.

RBC student credit cards

Annual fee: See issuer
Advertised welcome: See issuer
Eligibility: Post-secondary students — confirm on RBC
Network: Visa / Mastercard

See RBC student cards

TD credit cards for students

Annual fee: See issuer
Advertised welcome: See issuer
Eligibility: Students — confirm on TD
Network: Visa

See TD student cards

Scotiabank student credit cards

Annual fee: See issuer
Advertised welcome: See issuer
Eligibility: Students — confirm on Scotiabank
Network: Visa / Amex

See Scotiabank student cards

BMO student credit cards

Annual fee: See issuer
Advertised welcome: See issuer
Eligibility: Ages 18–24 at a recognized school — confirm on BMO
Network: Mastercard

See BMO student cards

CIBC student credit cards

Annual fee: See issuer
Advertised welcome: See issuer
Eligibility: Post-secondary students — confirm on CIBC
Network: Visa / Mastercard

See CIBC student cards

Card	Annual fee	Welcome	Eligibility	Network	Open site
RBC student credit cards	See issuer	See issuer	Post-secondary students — confirm on RBC	Visa / Mastercard	See RBC student cards
TD credit cards for students	See issuer	See issuer	Students — confirm on TD	Visa	See TD student cards
Scotiabank student credit cards	See issuer	See issuer	Students — confirm on Scotiabank	Visa / Amex	See Scotiabank student cards
BMO student credit cards	See issuer	See issuer	Ages 18–24 at a recognized school — confirm on BMO	Mastercard	See BMO student cards
CIBC student credit cards	See issuer	See issuer	Post-secondary students — confirm on CIBC	Visa / Mastercard	See CIBC student cards

Compare the same list on Cards (Canada).