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Student credit cards in Canada

Updated September 2026

This short guide points to official issuer hubs (RBC, TD, Scotiabank, BMO, CIBC). It is not approval advice and does not invent APRs. Always confirm annual fees and welcome offers on the bank site.

Canada student cards snapshot

Fees and welcome offers change. Confirm them on the official card page before you apply.

RBC student credit cards

Eligibility
Post-secondary students — confirm on RBC
Network
Visa / Mastercard
See RBC student cards

BMO student credit cards

Eligibility
Ages 18–24 at a recognized school — confirm on BMO
Network
Mastercard
See BMO student cards

CIBC student credit cards

Eligibility
Post-secondary students — confirm on CIBC
Network
Visa / Mastercard
See CIBC student cards

Compare the same list on Cards (Canada).

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Country: Canada (from your profile when set)