When do you get your OSAP money?

Micro-credential programs are paid in one installment.

You only get your money after:

1. Your application is complete, and all required documents are received and approved.
2. All your information has been verified.
3. Your school has confirmed your enrolment. It can do this as early as two weeks before your study period starts, and does it again before your second installment.

If OSAP tells you to sign a Master Student Financial Assistance Agreement (MSFAA), you do that online with the National Student Loans Service Centre (NSLSC), not with your school. How to sign your MSFAA.

The NSLSC sends the money into your bank account, and to your school where that applies. To change your bank details, log in to your NSLSC account (micro-credential students: your OSAP account before you receive your funding).

1. Log in to your OSAP account and look for documents or information still needed from you or your school.
2. Check that your MSFAA is signed on the NSLSC site, if OSAP asked for one.
3. Check your bank details in your NSLSC account (micro-credential students: in your OSAP account before you receive your funding; after repayment starts, contact the NSLSC).
4. Ask your school’s financial aid office whether your enrolment has been confirmed.

Not sure what to ask? How to talk to the financial aid office.

• Will my aid cover my term? does the sum on your device.
• Aid came back short lists what to ask for, including a funding review.
• A funding review request must reach your financial aid office no later than 40 days before the end of your study period (micro-credential programs: no later than five days after it ends). Ask your aid office early.

If you change your course load or anything on your application changes, OSAP reassesses it, and you may get less than you expected. Talk to your financial aid office first if you can. Dropping a course and your aid.

• How to apply for OSAP
• The OSAP 60-day deadline
• Deadlines, with calendar buttons